Who Can Arrange a Funeral? Understanding the Difference Between a Funeral Administrator and an Executor

When someone dies, there are several important tasks that need to be carried out. Two terms you may hear are funeral administrator and executor. Although these roles are sometimes carried out by the same person, they have different responsibilities. Understanding the difference can help avoid confusion and ensure everyone knows what they are responsible for during an already difficult time.


What Is a Funeral Administrator?

A funeral administrator is the person who takes responsibility for arranging the funeral.

This person may be:

  • A spouse or partner
  • An adult child
  • A close family member
  • A friend
  • Another person willing and able to organise the funeral

A funeral administrator's responsibilities may include:

  • Arranging for the death to be registered
  • Choosing a funeral director
  • Deciding whether the funeral will be a burial or cremation
  • Choosing the date, time and location of the funeral
  • Selecting flowers, music, readings and other personal touches
  • Completing the necessary funeral paperwork
  • Signing the agreement with the funeral director

The funeral administrator's role usually ends once the funeral has taken place.


What Is an Executor?

An executor is the person named in a Will to deal with the deceased's estate. Their responsibilities may include:

  • Applying for Probate if required
  • Collecting the deceased's money and assets
  • Paying debts and taxes
  • Closing bank accounts and other accounts
  • Selling property if necessary
  • Distributing the estate according to the Will

Depending on the size and complexity of the estate, an executor's duties can continue for several months or even longer.


Can the Same Person Be Both?

Yes.In many families, the executor also arranges the funeral.

Example

Sarah's father dies, and his Will names Sarah as the executor.Sarah arranges the funeral with the funeral director. After the funeral, she applies for Probate, settles the estate and distributes the inheritance according to her father's wishes. In this situation, Sarah is both the funeral administrator and the executor.


Can They Be Different People?

Yes. Sometimes the person arranging the funeral is not the executor.

Example

John names his brother as the executor of his Will. After John dies, his daughter arranges the funeral because she lives nearby and wants to organise the service. John's brother later applies for Probate and deals with the estate. In this case, the daughter is the funeral administrator, while the brother is the executor.


What Happens If There Is No Will?

If someone dies without leaving a valid Will, there is no executor. Instead, an eligible relative can apply to become the administrator of the estate. Once appointed, they carry out many of the same responsibilities as an executor under the rules of intestacy. The person arranging the funeral does not automatically become the administrator of the estate.


Who Pays for the Funeral?

The person arranging the funeral usually signs the agreement with the funeral director. Funeral expenses are normally one of the first costs that can be paid from the deceased's estate before money is distributed to beneficiaries, provided there are sufficient funds available. However, if there are not enough funds in the estate, the person who signed the funeral agreement may remain responsible for paying the funeral costs unless another arrangement has been made.


At a Glance

Funeral AdministratorExecutor
Arranges the funeralAdministers the estate
Works with the funeral directorApplies for Probate if required
Organises the funeral serviceCollects assets
Chooses burial or cremationPays debts and taxes
Signs the funeral agreementDistributes the estate
Role usually ends after the funeralRole may continue for many months
May or may not be the executorNamed in the Will

Tracey's Tip

Many people believe that the person arranging the funeral automatically becomes responsible for everything after a death. This is not always the case. Arranging a funeral and administering an estate are two separate roles. While one person can carry out both, they can also be shared between different people. Understanding the difference can help prevent misunderstandings and make an already difficult time a little easier to manage.


Frequently Asked Questions

Does the executor have to arrange the funeral?

No. Although the executor often arranges the funeral, another family member or friend can do so if everyone agrees.

Can I arrange a funeral if I'm not named in the Will?

Yes. You do not need to be the executor to arrange a funeral.

Does arranging the funeral make me responsible for the estate?

No. Arranging the funeral does not automatically make you the executor or administrator of the estate.

What happens if nobody wants to arrange the funeral?

If no family member or friend is willing or able to arrange the funeral, the local authority may arrange a public health funeral. The costs may later be recovered from the deceased's estate if funds are available.


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